Mortgage Loan Rates
| Term In Years | Down Payment Equity | Rate | Origination Fee | APR* |
| 10 | 20% | 2.875% | $600.00 | 3.145%** |
| 15 | 20% | 3.000% | $600.00 | 3.186% |
| 20 | 20% | 3.125% | $600.00 | 3.270% |
| 30 | 20% | 3.250% | $600.00 | 3.353% |
* Annual Percentage Rate
** Above APR assumes a $100,000 loan amount for term stated.
Monthly payment example: 120 Monthly Payments of $9.60 per $1,000 borrowed at 2.875% with a corresponding APR of 3.145%.
The actual payment will be higher due to escrow on mortgages secured by 1st liens.
No Prepayment Penalties.
If down payment is less than 20%, private mortgage insurance is required and increases the APR.
Minimum downpayment equity with private mortgage insurance is 5%.
Interest may be tax deductible, please contact your tax advisor.
Rates effective June 19, 2020.
Home Equity Loan Rates
| Term in Months | Rate | APR* | |
| 12-60 | 2.900% | 2.900% | |
| 61-120 | 3.150% | 3.150% | |
| 121-180 | 3.400% | 3.400%** | |
* Annual Percentage Rate
** Above APR assumes a $100,000 loan amount for term stated. All loans require an appraisal paid for by the applicant.
Monthly payment example: 180 monthly payments of $7.10 per $1,000 borrowed at 3.400% APR.
Requires new money of $10,000. Maximum loan amount 85% of appraised value.
Interest may be tax deductable, please consult your tax advisor.
Loan approval subject to Compass Savings Bank loan underwriting guidelines.
Limited to owner-occupied single-family properties.
Rates effective June 19, 2020
Construction Loan Rates
| Term In Years |
Down Payment Equity |
Rate | Origination Fee |
Inspection Fee |
APR* |
| 15 | 20% | 3.000% | $600.00 | $300.00 |
3.221%** |
| 20 | 20% | 3.125% | $600.00 | $300.00 | 3.299% |
| 30 | 20% | 3.250% | $600.00 | $300.00 | 3.376% |
* Annual Percentage Rate** Above APR assumes a $100,000 loan amount for term stated.
Monthly payment example: 180 Monthly Payments of $6.91 per $1,000 borrowed at 3.000% with a corresponding APR of 3.221%.
The actual payment may be higher due to escrow on mortgages secured by 1st liens.
No Prepayment Penalties.
Interest may be tax deductible, please contact your tax advisor.
Rates effective July 27, 2020.
Automobile Loan Rates
| Term | Rate | APR* | Payments Per $1,000 Borrowed** |
| 3 Years | 1.49% | 1.49% | $28.42 |
| 4 Years | 2.49% | 2.49% | $21.91 |
| 5 Years | 3.49% | 3.49% | $18.19 |
| 3 Years | 1.99% | 1.99% | $28.64 |
| 4 Years | 2.99% | 2.99% | $22.13 |
| 5 Years | 3.99% | 3.99% | $18.41 |
* Annual Percentage Rate
** Payment based on $1,000 loan amount per rate and term stated.
Subject to Compass Savings Bank underwriting guidelines.
Rates subject to change without notice.
Effective June 26, 2020.
Unsecured Loan Rates
| Term | Rate | APR* | Payments Per $1,000 Borrowed** |
| 1 Year | 13.00% | 13.00% | $89.32 |
| 2 Years | 13.00% | 13.00% | $47.54 |
| 3 Years | 13.00% | 13.00% | $33.69 |
| 4 Years | 13.00% | 13.00% | $26.83 |
* Annual Percentage Rate
** Payment based on $1,000 loan amount per rate and term stated.
Subject to Compass Savings Bank underwriting guidelines.
Rates subject to change without notice.
Effective February 28, 2018.