Mortgage Loan Rates
| Term In Years |
Down Payment Equity |
Rate** | Origination Fee |
APR* | |
| 15 | 20% | 4.750% | $950.00 |
5.038% |
|
| 20 | 20% | 5.000% | $950.00 | 5.232% | |
| 30 | 20% | 5.250% | $950.00 | 5.425% |
*Annual Percentage Rate** Above APR assumes a $100,000 loan amount for term stated.
Monthly payment example: 180 Monthly Payments of $7.78 per $1,000 borrowed at 4.750% with a corresponding APR of 5.038%.
The actual payment may be higher due to escrow on mortgages secured by 1st liens.
No Prepayment Penalties.
** Compass best rate based on Direct Deposit with Direct Payment from a Compass checking account.
Minimum down payment with Private Mortgage Insurance (PMI) is 5% and will increase the APR.
Interest may be tax deductible, please contact your tax advisor.
Rates effective May 11, 2022.
Home Equity Loan Rates
| Term in Months | Rate | APR* | |
| 12-60 | 4.500% | 4.500% | |
| 61-120 | 4.750% | 4.750% | |
| 121-180 | 5.000% | 5.000%** | |
* Annual Percentage Rate
** Above APR assumes a $100,000 loan amount for term stated. All loans require an appraisal paid for by the applicant.
Monthly payment example: 180 monthly payments of $7.91 per $1,000 borrowed at 5.000% APR.
Requires new money of $10,000. Maximum loan amount 85% of appraised value.
Interest may be tax deductible, please consult your tax advisor.
Loan approval subject to Compass Savings Bank loan underwriting guidelines.
Limited to owner-occupied single-family properties.
Rates effective May 5, 2022
Construction Loan Rates
| Term In Years |
Down Payment Equity |
Rate** | Origination Fee |
Inspection Fee |
APR* |
| 15 | 20% | 4.750% | $950.00 | $300.00 |
5.042% |
| 20 | 20% | 5.000% | $950.00 | $300.00 | 5.233% |
| 30 | 20% | 5.250% | $950.00 | $300.00 | 5.427% |
* Annual Percentage Rate** Above APR assumes a $100,000 loan amount for term stated.
Monthly payment example: 180 Monthly Payments of $7.78 per $1,000 borrowed at 4.750% with a corresponding APR of 5.042%.
The actual payment may be higher due to escrow on mortgages secured by 1st liens.
No Prepayment Penalties.
** Compass best rate based on Direct Deposit with Direct Payment from a Compass checking account.
Compass offers Owner Builder Construction Loans and Construction Period Only loans please call for rates and terms.
Minimum down payment with Private Mortgage Insurance (PMI) is 5% and will increase the APR
Interest may be tax deductible, please contact your tax advisor.
Rates effective May 11, 2022.
Automobile Loan Rates
| Term | Rate | APR* | Payments Per $1,000 Borrowed** |
| 3 Years | 2.99% | 2.99% | $29.08 |
| 4 Years | 3.99% | 3.99% | $22.57 |
| 5 Years | 4.99% | 4.99% | $18.87 |
| 3 Years | 3.49% | 3.49% | $29.30 |
| 4 Years | 4.49% | 4.49% | $22.80 |
| 5 Years | 5.49% | 5.49% | $19.10 |
* Annual Percentage Rate
** Payment based on $1,000 loan amount per rate and term stated.
Subject to Compass Savings Bank underwriting guidelines.
Rates subject to change without notice.
Effective April 21, 2022.
Unsecured Loan Rates
| Term | Rate | APR* | Payments Per $1,000 Borrowed** |
| 1 Year | 13.00% | 13.00% | $89.32 |
| 2 Years | 13.00% | 13.00% | $47.54 |
| 3 Years | 13.00% | 13.00% | $33.69 |
| 4 Years | 13.00% | 13.00% | $26.83 |
* Annual Percentage Rate
** Payment based on $1,000 loan amount per rate and term stated.
Subject to Compass Savings Bank underwriting guidelines.
Rates subject to change without notice.
Effective February 28, 2018.