Mortgage Loan Rates

Purchase & Refinance (Owner Occupied)
Term In YearsDown Payment EquityRateOrigination FeeAPR*
1020%3.25%$600.003.400%**
1520%3.50%$600.003.604%
2020%3.75%$600.003.831%
3020%4.00%$600.004.084%

* Annual Percentage Rate
** Above APR assumes a $100,000 loan amount for term stated.
Monthly payment example: 120 Monthly Payments of $9.77 per $1,000 borrowed at 3.25% with a corresponding APR of 3.400%.
The actual payment will be higher due to escrow on mortgages secured by 1st liens.
No Prepayment Penalties.
If down payment is less than 20%, private mortgage insurance is required and increases the APR.
Minimum downpayment equity with private mortgage insurance is 5%.
Interest may be tax deductible, please contact your tax advisor.
Rates effective April 26, 2017.

Home Equity Loan Rates

Term in MonthsRateAPR*
12-603.75%3.75%
61-1204.00%4.00%
121-1804.25%4.25%**

* Annual Percentage Rate
** Above APR assumes a $100,000 loan amount for term stated. Loans greater than $150,000 may require appraisal fee.
Monthly payment example: 180 monthly payments of $7.52 per $1,000 borrowed at 4.25% APR.
Requires new money of $10,000.
Maximum loan amount limited to 80% of property value
Interest may be tax deductable, please consult your tax advisor.
Loan approval subject to Compass Savings Bank loan underwriting guidelines.
Limited to owner-occupied single-family properties.
Rates effective December 30, 2016

Construction Loan Rates

Full Contract & Owner Builder (Owner Occupied)
Term In
Years
Down
Payment
Equity
RateOrigination
Fee
Inspection
Fee
APR*
1520%3.50%$600.00$300.003.648%**
2020%3.75%$600.00$300.003.865%
3020%4.00%$600.00$300.004.084%

* Annual Percentage Rate** Above APR assumes a $100,000 loan amount for term stated.
Monthly payment example: 180 Monthly Payments of $7.15 per $1,000 borrowed at 3.50% with a corresponding APR of 3.648%.
The actual payment will be higher due to escrow on mortgages secured by 1st liens.
No Prepayment Penalties.
Interest may be tax deductible, please contact your tax advisor.
Rates effective April 26, 2017.

Automobile Loan Rates

New (Lend up to 100% of Purchase Price)
TermRateAPR*Payments Per
$1,000 Borrowed**
3 Years1.99%1.99%$28.64
4 Years2.99%2.99%$22.13
5 Years3.99%3.99%$18.41
Used (Lend up to 100% of Retail Value on NADA Used Car Guide)
3 Years3.99%3.99%$29.52
4 Years4.99%4.99%$23.02
5 Years5.99%5.99%$19.33

* Annual Percentage Rate
** Payment based on $1,000 loan amount per rate and term stated.
Subject to Compass Savings Bank underwriting guidelines.
Rates subject to change without notice.
Effective January 3, 2017.

Unsecured Loan Rates

TermRateAPR*Payments Per
$1,000 Borrowed**
1 Year12.00%12.00%$88.85
2 Years12.00%12.00%$47.07
3 Years12.00%12.00%$33.21
4 Years12.00%12.00%$26.33

* Annual Percentage Rate
** Payment based on $1,000 loan amount per rate and term stated.
Subject to Compass Savings Bank underwriting guidelines.
Rates subject to change without notice.
Effective December 30, 2016.